Read any offer
in dollars.
Owners do not feel factor rates. They feel Friday's debit. Type the three numbers from whatever offer is in front of you, from anyone, and see what it actually is. Nothing is sent anywhere.
- Dollars in
- Funded amount
- $100,000
- Dollars out
- Total payback
- $128,000
- Time in between
- 210 daily payments
- 10 mo
- Cost of the capital
- Fixed. Never grows, never compounds.
- $28,000
- Each daily payment
- Total payback ÷ number of payments
- $610
- Cost per month of use
- Cost ÷ term
- $2,800
- Factor
- Payback ÷ advance
- 1.280
Enter daily revenue to see it
Runs in your browser. Nothing you type is sent to us or stored. It reads whatever offer you have, from anyone. If one of those numbers is missing from the paper in front of you, that is the first question to ask whoever sent it.
Too expensive, or
too big a payment?
They are different problems with different fixes, and they get confused constantly. “Too expensive” is about total dollars: the cost line above. “That payment scares me” is about the size of each debit: the fix is a longer term, which spreads the same total over more payments. If the load line reads tight, that is the conversation to have with whoever wrote the offer.
Already have an offer from someone else? Send it before you sign. We will put these numbers next to ours in writing, or tell you to take theirs.
The cost guide